Terms of Service

Please read these terms carefully before using QuickShare.

1. Acceptance of Terms

By accessing or using QuickShare, you agree to be bound by these Terms of Service.

2. Eligibility

You must be at least 18 years old and legally capable of entering a binding contract to use QuickShare. A valid Namibian national ID is required for KYC verification.

3. Account Registration

You agree to provide accurate, complete, and current information during registration and are responsible for maintaining your account credentials.

4. Borrowing Terms

  • Loan requests are subject to administrator review and lender funding
  • Interest rates are based on your trust score tier, loan amount, and term
  • You agree to repay loans per the agreed schedule
  • Failure to repay may result in collections action and trust score impact

5. Lending Terms

  • Lending involves risk, including borrower default risk
  • Returns are not guaranteed
  • Diversify across multiple loans to mitigate risk
  • QuickShare is not responsible for lending losses

6. Trust Score

QuickShare uses a trust score based on repayment history, KYC verification, account age, and referral credibility. Higher scores qualify for better rates and higher loan limits across Bronze, Silver, Gold, and Platinum tiers.

7. Fees

QuickShare charges platform fees on successful loan transactions. Fees are displayed before confirming any transaction. The default platform fee is 0%.

8. Prohibited Activities

You agree not to use QuickShare for fraud, money laundering, or any illegal activity. Users found engaging in prohibited activities will be suspended and reported to relevant authorities.

9. Limitation of Liability

QuickShare shall not be liable for indirect, incidental, or consequential damages arising from use of our platform.

10. Contact Us

For questions: support@quickshare.nepticgroup.com

Last updated: August 22, 2026