Find answers to common questions about QuickShare.
QuickShare is a Namibian peer-to-peer lending platform that connects borrowers directly with lenders. Borrowers request loans, lenders fund them, and repayments are tracked transparently.
We connect borrowers and lenders directly, cutting out the traditional middleman. Borrowers get transparent rates based on their trust score, and lenders can earn returns by funding verified borrowers.
You must be at least 18 years old, have a valid Namibian ID, complete KYC verification, and have an active QuickShare account. Your trust score must meet the minimum borrowing threshold.
Rates vary based on your trust score tier, loan amount, and repayment period. Bronze tier rates start at 30% and Platinum offers the lowest at 28%. Higher trust scores unlock lower rates.
Loan amounts range from N$500 to N$2,500 depending on your trust score tier. You can have one active loan at a time.
Lender returns range from 23% to 25% depending on the borrower's trust score tier. Higher risk loans offer higher potential returns. Returns are not guaranteed.
All lending carries risk. We mitigate this through KYC verification, trust scores, manual loan review, and a collections process. Returns are not guaranteed. We recommend diversifying across multiple loans.
We use 256-bit SSL encryption for all data transmission. Sensitive data is encrypted at rest. We never share your data without consent and restrict access to authorised personnel only.
Our collections process works to recover funds. The borrower's trust score is negatively impacted, and overdue repayments are tracked. Lending carries risk and returns are not guaranteed.
Your trust score is based on repayment history, KYC verification, account age, and referral credibility. Higher scores unlock better rates and higher loan limits across Bronze, Silver, Gold, and Platinum tiers.